Credit counseling, debt settlement, or debt relief programs better for my credit than Chapter 7 bankruptcy?

Debt settlement can take years, and your credit usually does not improve much during that time.

What is the Chapter 7 bankruptcy Means Test?

The Means Test is an eligibility criterion for Chapter 7 bankruptcy. If you do not pass the Means Test, you do not qualify for a Chapter 7 Bankruptcy.

If I file Chapter 7 bankruptcy, can I keep my house and car?

In the past, you didn’t need to be overly concerned about losing everything. But whether you can keep your house and vehicle has become more complicated in 2022.